#2 DAVE RAMSEY’S “THE TOTAL MONEY MAKEOVER”
Dave Ramsey started out poor but became a millionaire at age 26 through leveraging debt you have means more financial risk he vowed to never borrow money again. Dave said, “After losing everything, I went on a quest to find out how money really works, how I could control it, and how I could have confidence in handling it.” He teaches his “common sense” get out of debt strategy in the #6 New York Times Bestseller “The Total Money Makeover” (hereafter referred to as TMMO).
The TMMO compares financial fitness to physical fitness. In order to move from financially flabby to ultra fit Ramsey created a step-by-step, proven method called the “Baby Steps.” TMMO addresses money myths,, saving, spending, retirement investing, college funding, pay down debt. Ramsey also includes an extensive set of budgeting forms and tools in his book.
How does Dave Ramsey’s The Total Money Makeover compare?
The most important factors in the debtreliefedge.com 2009 Personal Financial Product Reviews are:
- Quality Content
- Easy to Understand
- Get out of Debt Guide
- Build Wealth Guide
- Value
- Tools
The Total Money Makeover will greatly assist first-time readers or those new to debt leverage including the use of credit cards. Critics accuse Ramsey of being too simple and adding real-life success stories as fillers in his book. Others praise him for the motivational success stories and for explaining complex financial subjects in an easy to understand manner. Ramsey relies on a 12 percent annual stock market investment average in TMMO which critics also challenge.
Unfortunately there is no step-by-step guide to increase your income and build wealth. This product is only for debt elimination. If you are looking for a resource to help you create an additional income to attack debt with, this product is probably not a good fit.
Dave Ramsey’s “The Total Money Makeover” book costs $24.95 plus shipping. Process your order takes 2 business days and standard shipping will take another 5-10 business days. “My Total Money Makeover” is the name of the online membership program that costs $9.95 per month or $89.95 for a years membership. If you want to buy the book and the online membership it would cost you $114.90 plus shipping.
Debtreliefedge.com recommends Dave Ramsey’s “The Total Money Makeover” as an excellent product that gives you a specific step-by-step get out of debt plan.
